DWP £227.10 per week for State Pensioners: Good news is on the way for older people in the UK who are struggling financially. If you’re a pensioner with a low income, you could get a major financial boost by the end of July. This support comes in the form of Pension Credit, which can offer up to £4,300 a year. Thousands of elderly people may receive their first payment, along with any back payments (arrears), very soon.
Let’s break down what this means, who is eligible, and how much money you could receive.
What Is Pension Credit and Who Can Get It?
Pension Credit is extra money from the UK government to help older people on low incomes. It is a means-tested benefit, which means your income and savings will be looked at to see if you qualify.
There are two parts to Pension Credit:
- Guarantee Credit: This tops up your income if it’s below a certain level.
- Savings Credit: This is extra money for those who saved some money for retirement (only available for people who reached pension age before 6 April 2016).
Even if you think you don’t qualify, it’s worth checking. Some pensioners wrongly believe that owning a house or having some savings makes them ineligible. In fact, even getting just £1 per week in Pension Credit can open the door to other financial help like housing support, heating discounts, and Council Tax reductions.
When Will You Get Paid?
The Department for Work and Pensions (DWP) says they process 77% of new claims within 50 working days. Right now, the average wait time is about 52.8 working days – just over 10 weeks.
This means that if you apply for Pension Credit in May, you may get your first payment and backdated money by the end of July.
Keep in mind that some claims might be processed faster, and more complicated ones could take a bit longer.
How Much Money Can You Get?
If your income is low, Pension Credit will top it up to a minimum amount:
- £227.10 per week for a single person
- £346.60 per week for a couple
If you are disabled, a carer, or have specific housing costs, you might get even more.
If you’re eligible for Savings Credit, you could receive up to:
- £17.30 per week (single)
- £19.36 per week (couple)
Also, if you apply before September 2025, you might also qualify for extra help like the Winter Fuel Payment and Winter Heating Payment in Scotland.
State Pension Rates to Keep in Mind
Here are the current weekly amounts for state pensions:
- New State Pension: £230.25 per week
- Basic State Pension: £176.45 per week
But many people don’t realise they can still claim Pension Credit on top of their State Pension if their income is below the minimum level.
How to Check Eligibility and Apply
To find out if you qualify, you can use the online Pension Credit calculator on the GOV.UK website. It’s quick and simple.
If you prefer, you can also apply by calling the Pension Credit helpline at 0800 99 1234, open from 8am to 6pm, Monday to Friday.
If you’re an elderly person or know someone who is, it’s worth checking if Pension Credit is an option. With up to £4,300 in extra income possible each year, it can make a big difference, especially during these tough times. Don’t let myths about savings or home ownership stop you from applying—help is available, and even a small payment can unlock more support.
Source: https://www.leicestermercury.co.uk/news/uk-world-news/dwp-could-give-thousands-major-10188479
FAQ
Who can claim Pension Credit in the UK?
Anyone over the State Pension age (currently 66) with a low income may be eligible. Your income must be below £227.10 a week if you’re single or £346.60 a week for couples. Savings and housing costs can also affect the amount.
How much money can you get from Pension Credit?
You could receive up to £4,300 a year depending on your income, savings, and personal situation. Even a small amount like £1 a week can unlock more benefits.
When will new Pension Credit claims be paid?
If you apply in May, you could receive your first payment and any backdated arrears by the end of July, depending on processing times.
Does owning a home affect my Pension Credit eligibility?
No, owning your home does not automatically disqualify you. You can still qualify depending on your income and savings.
What other help can you get with Pension Credit?
Pension Credit can give access to help with housing costs, Council Tax, NHS dental care, heating bills, and more.
